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Ottawa’s Housing Market — Balanced, but Starting to Soften

Ottawa’s real estate market took a gentle step into winter this November, and the numbers tell an interesting story. Between cooler weather and a cautious economy, home sales slowed down compared to both October and last November. While the market is still considered balanced, there are definite signs that supply is beginning to outpace demand.

A Shift Toward More Supply

Active listings dipped slightly month over month, but something important happened: months of inventory (MOI) increased again. This signals that, even with fewer new listings hitting the market, homes are taking longer to sell — giving buyers more options and time to make decisions.

This softening is more noticeable than what we usually see in November. Normally, inventory rises a bit heading into winter, but this year the increase is stronger, especially in townhomes and apartments. With more properties available in these segments, buyers have more leverage, and sellers need to pay close attention to pricing and presentation.

What’s Ahead?

There’s some good news: recent interest rate cuts, and the most recent Bank of Canada December 10th announcement that they are holding the rate at 2.25%, may spark renewed buyer activity over the winter. Even though this time of year is traditionally quiet, lower borrowing costs could bring a boost of confidence back into the market.

Looking ahead, Ottawa appears to be setting up for:

  • A steadier start to the new year, and

  • A more active, energized spring market.

Whether you’re buying, selling, or just keeping an eye on the market, understanding these shifts helps you plan your next move with confidence.

Want to know more, explore your buying or selling options. Click HERE to book a conversation!

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Ottawa Real Estate Market Update: Why the Capital’s Housing Market Remains Steady Amid Economic Uncertainty

Despite ongoing economic uncertainty across the country, Ottawa’s real estate market continues to show remarkable resilience. As we moved through October, the capital experienced a steady, seasonal shift marked by healthier sales activity and stabilizing inventory levels—clear signs that Ottawa remains one of the most balanced and dependable markets in Canada.

Sales Activity: A Seasonal Boost, but Still Measured

In October, 1,177 homes were sold, an increase of 8.1% from September’s 1,089 transactions. Although this represents a slight 1.2% dip year over year, the month-over-month improvement reflects the typical fall momentum the region sees before heading into winter’s slower pace.

Prices Hold Strong as Demand Remains Solid

The average sale price in Ottawa climbed to $709,002, marking a 2.7% increase from September and a 5.7% rise compared to October 2024. This upward movement indicates that underlying demand remains healthy, even as buyers proceed with caution.

Inventory Levels Begin to Ease

Ottawa saw 2,405 new listings in October, a notable 15.1% decline from September 2025, though still 13.4% higher year over year. This seasonal drop is consistent with long-term market patterns.

More importantly, active listings decreased from 4,388 in September to 4,232 in October—a 3.6% reduction. While supply remains higher than in the previous few years, this fall decline suggests that inventory levels may be starting to stabilize within a balanced range.

The months of inventory metric eased from 4.0 to 3.6, indicating a modest tightening between supply and demand as the fall market settled.

Interest Rate Cuts Offer a Glimmer of Optimism

On October 29, 2025, the Bank of Canada issued its second consecutive rate cut, lowering the policy rate by 25 basis points to 2.25%. This move provides welcome relief to borrowers and may help fuel activity heading into the spring market.

However, the Bank signaled that this would likely be the final cut in the current cycle—meaning buyers and sellers are still navigating a cautious financial landscape.

Local Factors to Watch

The Ottawa Real Estate Board (OREB) continues to monitor the federal budget and workforce announcements closely. Given Ottawa’s large federal employment base, shifts in government spending or staffing often influence the local market.

A Balanced, Healthy Market Heading Into Year-End

Overall, Ottawa’s housing market remains stable, balanced, and fundamentally healthy. With steady prices, manageable inventory, and modestly improving demand, the city is entering the winter season on solid footing.

OREB President Paul Czan summarizes it well:

“Ottawa’s market continues to demonstrate balance and resilience. We’re seeing modest growth in sales activity, stable pricing, and a seasonal easing of elevated inventory levels. The recent rate adjustments provide optimism for the coming months, but economic uncertainty looms, and buyers and sellers remain cautious. The current environment points to a steady market rather than a rapid shift in either direction.”

As Ottawa moves toward the end of the year, the market appears poised for continued stability—making it a strong environment for both buyers and sellers who are prepared and informed.

Source: Ottawa Real Estate Board

You can get custom market updates based on your neighbourhood and how often you’d like to receive them:
Monthly
Quarterly
Semi-annually
Annually

Just click the button below to submit your request — and I’ll make sure you get clear, easy-to-understand updates that matter to you and your home.

👉 [Request Your Neighbourhood Report]


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🛠️ The “Little” Home Maintenance Tasks That Make a Big Difference

When it comes to home maintenance, most homeowners focus on the big, obvious things — like fixing a leaky roof, replacing the furnace, or repairing plumbing issues. But it’s the smaller, easy-to-forget jobs that often end up causing the most expensive repairs later on.

Below are a few of the most commonly overlooked maintenance chores — and what can happen if they’re left unchecked.


1. 🧹 Keep Gutters & Downspouts Clear

It doesn’t take much for gutters to clog up with leaves and debris. When that happens, rainwater (or melting snow in spring) has nowhere to go — so it backs up under shingles, soaks siding, or seeps into the foundation. That “small clog” can turn into serious water damage before you know it.

🕒 When to do it: Give your gutters a good cleaning twice a year — typically in the spring and fall — or hire someone if climbing a ladder isn’t your thing.


2. 🌬️ Replace HVAC Filters & Schedule Regular Servicing

Dirty air filters make your heating and cooling system work harder than it should, which increases energy bills and shortens the life of your unit. They also spread more dust and allergens throughout your home.

🛠️ Pro tip: Swap filters every 1–3 months (especially if you have pets) and have your HVAC system serviced annually — or twice a year if your area has extreme temperatures.


3. 🏠 Check the Roof — Shingles, Flashing & Seals

Even a single missing shingle or a small crack in flashing can allow moisture to sneak in, leading to mold, insulation damage, and wood rot.

🔍 When to inspect: Take a quick look at your roof twice a year and after any major storm. Not a fan of heights? A professional inspection is well worth it.


4. 🔧 Seal Around Windows & Doors

Over time, caulking and weather stripping can dry out, shrink, or crack — allowing drafts, moisture, or even pests to find their way inside.

💡 Quick fix: If you can see daylight or feel a draft, reseal with fresh caulking or new weather stripping. It’s one of the easiest ways to improve comfort and energy efficiency. A good rule of thumb is to check seals every spring and fall.


5. 🔥 Clean Out Dryer Vents

Lint buildup inside dryer hoses is a serious fire hazard and one of the most common causes of household fires. It also makes your dryer work harder, wasting energy and taking longer to dry clothes.

🧺 To do: Disconnect the vent hose a few times a year to clean it thoroughly, and vacuum behind and underneath your dryer.


6. 💧 Test (or Consider Adding) a Sump Pump — If You Have or Need One

Not every home requires a sump pump, but if you have one — or live in an area with a high water table — it’s essential that it works properly. A malfunctioning pump during a heavy rain or spring thaw can lead to flooding, ruined flooring, and mold.

Maintenance tip: Pour water into the sump pit to make sure it activates and drains correctly. Ensure the discharge pipe outside isn’t blocked by dirt or ice, and install a battery backup or trickle charger to keep it working during power outages.


7. 🧊 Clean Refrigerator & Freezer Coils

When dust collects on your refrigerator coils, the appliance has to work harder to stay cold — wasting electricity and shortening its lifespan. In extreme cases, it can even cause your food to spoil faster.

🧽 How to do it: Unplug the fridge, then gently vacuum or brush the coils twice a year. You’ll usually find them at the back or underneath.


8. 🔍 Check Attics, Basements & Crawlspaces

These tucked-away spaces are often the first places where problems show up — from leaks and pest activity to dampness and mold.

🕵️ What to look for: Check insulation for moisture, sniff for musty odours, and keep an eye out for cracks, water stains, or droppings. Early detection can prevent big repairs later.


⚠️ Why the “Small Stuff” Matters

It’s easy to overlook small maintenance tasks — until the damage snowballs. By the time you notice an issue, you could be dealing with a major (and expensive) fix.

🧠 Staying proactive helps you:

  • Avoid surprise repairs 💰

  • Keep your home safe and efficient 🌡️

  • Protect your biggest investment 🏡

A little time and care now can save you stress, money, and frustration down the road — and keep your home in great shape for years to come.

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🛠️ Don’t Forget These “Small” Home Maintenance Tasks — They’re Worth It

When it comes to maintaining your home, most people remember the big jobs — like roof repairs, plumbing leaks, or furnace servicing. But it’s often the small, easy-to-overlook tasks that end up causing the biggest (and most expensive) headaches later on.

Here are some of the most commonly skipped maintenance items — and what can happen if you ignore them.


1. 🧹 Cleaning Gutters & Downspouts

Clogged gutters might not seem like a big deal, but when heavy rain hits, or come the spring thaw, all that water has to go somewhere. Overflowing and blocked gutters can cause water to creep back up under the shingles, roof edge rot, siding damage, or even foundation leaks.

🕒 When to do it: Clean gutters at least twice a year — spring and fall — or hire someone if you’re not comfortable climbing a ladder.


2. 🌬️ Changing HVAC Filters & Scheduling Service

When filters are dirty, your system works harder to push air through, increasing energy costs and wearing down the unit faster. It also means dust and allergens circulate more freely in your home.

🛠️ Tip: Change filters every 1–3 months, depending on your system and pets, and schedule a professional tune-up once a year (or twice if you live in a harsh climate).


3. 🏠 Inspecting Roof, shingles, Flashing & Seals

Small cracks or missing shingles can let water seep into your attic, damaging insulation and wood framing — or worse, leading to mold.

🔍 When to check: Take a look twice a year and after major storms. If heights aren’t your thing, call a roofing pro.


4. 🔧 Sealing Gaps Around Doors & Windows

Drafts don’t just make your house feel cold — they also waste energy and can let moisture or pests sneak in.

💡 Quick fix: If you can see light or feel air around a window or door, add fresh caulk or weather stripping. It’s a small job with a big payoff. Exterior caulking around windows and doors tends to dry out and crack over time. The calking should be checked every spring and fall.


5. 🔥 Cleaning Dryer Vents & Inside the Dryer

Lint buildup is a major fire hazard and one of the most common causes of house fires. It can also make your dryer less efficient.

🧺 Do this: Pull out the vent hose every few months to clean it and vacuum behind the dryer.


6. 💧 Checking (or Installing) a Sump Pump — If You Have or Need One

Not every home has or needs a sump pump, but if your home has one or your basement is prone to moisture, having one can be a game-changer. A failed sump pump during heavy rain or during the spring thaw, can lead to basement flooding, water damage, and mold growth.

Test it regularly: Pour water into the pit to make sure it activates and drains properly. Also, check that the discharge line outside is clear and not blocked by debris or ice. Make sure you have a trickle charger and back up for power failures!


7. 🧊 Cleaning Refrigerator & Freezer Coils

Dusty coils make your fridge work harder, which raises your energy bill and shortens the life of the appliance. In extreme cases, it can even cause food to spoil.

🧽 To do: Unplug the fridge and vacuum the coils a couple of times a year — usually located at the back or underneath.


8. 🔍 Inspecting Attics, Basements & Crawlspaces

These hidden spaces often hide early signs of bigger problems — leaks, mold, pests, or wood damage — long before you notice them elsewhere.

🕵️ Tip: Check insulation, look for damp spots or musty smells, and keep an eye out for small entry points pests could use.


⚠️ Why These “Small” Jobs Matter

The biggest risk of skipping small maintenance tasks is that the damage builds quietly over time. By the time you notice something’s wrong, the repair can be ten times more expensive than simple prevention.

🧠 Staying proactive helps you:

  • Prevent costly emergencies 💰

  • Maintain comfort and efficiency 🌡️

  • Protect your investment 🏡

Remember: A well-maintained home isn’t just about comfort — it’s about preserving value, safety, and peace of mind.

Request your Free Overlooked Home Maintenance Checklist HERE

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📈 What the Bank of Canada’s Rate Cut Means for Ottawa’s Housing Market

On September 17, the Bank of Canada made a move that’s got buyers and sellers paying attention — they cut their key policy interest rate by 0.25%, bringing it down to 2.5%.

The reason? Slowing global growth and easing inflation pressures. In plain English, the Bank wants to help keep the economy steady — and that small rate cut could open new doors for homebuyers who’ve been sitting on the sidelines waiting for a break.

So what does this mean for Ottawa’s real estate market? Let’s take a closer look.


🏡 Ottawa’s Market: Staying Strong Through the Fall Slowdown

September usually brings a bit of a seasonal slowdown — kids are back in school, families are busy, and the market takes a breather. But Ottawa showed its usual resilience this fall.

Here’s what’s standing out:

  • Sales are still above 2024 levels, even though activity eased slightly.

  • Prices remain stable despite more homes coming on the market.

  • The rate cut could boost confidence for first-time buyers and bring a little extra energy to the market in the months ahead.

Paul Czan, President of the Ottawa Real Estate Board (OREB), summed it up perfectly:

“September reinforced Ottawa’s resilience. Sales were nearly 2.4% higher than last year, and prices are holding steady despite more listings coming to market.”

He also noted that while single-family home sales are slowing a bit, townhomes are keeping things balanced. And although Ottawa’s housing mix continues to grow, there’s still a shortage of “missing middle” homes — like townhouses and smaller family-friendly options — that bridge the gap between condos and detached houses.


📊 Ottawa Market Snapshot (September 2025)

  • Total sales so far this year: 11,025 — up 3.9% from this time in 2024

  • Average sale price (September): $690,397 — up 0.3% year-over-year

  • Year-to-date average price: $699,910 — up 2.7% from the first nine months of 2024

Overall, Ottawa’s market remains balanced — steady prices, steady demand, and cautious optimism as rate cuts begin to ripple through the economy.


💬 Want Market Info That’s Specific to Your Neighbourhood?

Curious about how your local market is doing — whether prices are rising, holding steady, or starting to shift?

You can get custom market updates based on your neighbourhood and how often you’d like to receive them:
Monthly
Quarterly
Semi-annually
Annually

Just click the button below to submit your request — and I’ll make sure you get clear, easy-to-understand updates that matter to you and your home.

👉 [Request Your Neighbourhood Report]

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💛 Helping Seniors (and Their Families) Through Life’s Big Transitions

The Concerns I Hear Most Often

When I sit down with seniors and their families, the same concerns come up again and again. And honestly? They’re completely valid — these are big life changes, and it’s natural to feel overwhelmed.

Here are the challenges we talk through together:

1. Emotional Attachment to Home 🏡❤️

A house isn’t just walls and a roof. It’s birthdays, holiday dinners, kids’ art taped to the fridge, and maybe even a lifetime of love and memories. Leaving all of that behind can be one of the hardest decisions a senior will ever make. That emotional weight is real, and I never overlook it. My role isn’t to rush anyone — it’s to listen, understand, and help move forward when the time feels right.

2. Financial Concerns 💰

Money always plays a role in these conversations. Seniors often worry about getting a fair price for their home, especially with today’s market shifts. There are also costs tied to selling — like staging, repairs, and realtor fees — that can feel overwhelming. We will go over each area and discuss options for each.

That’s why I offer three listing options, so families can choose what fits best for their specific situation:

  • Signature Service: Full service with all of the options.

  • Enhanced service: Full service with a few extra options

  • Basic Service: Full service with the basics.

No matter where you’re at or what you’re comfortable with, there’s an option that works. All come with the full service you should expect. Click HERE to review the listing service options. 

3. The Moving Process 🚚📦

The logistics of selling and moving are a lot for anyone — but especially for seniors. Keeping a home show-ready, welcoming potential buyers, packing, sorting, and then physically moving? It’s exhausting just thinking about it. That’s where my network of trusted professionals comes in — from movers to cleaners to organizers, I help take that weight off their shoulders.

4. Downsizing Belongings ✨🪑

This is a big one. A lifetime of belongings doesn’t just disappear overnight. Every item has a memory, and deciding what to keep, donate, or pass along can feel heartbreaking. I’ve been there myself with my mom, and I know it takes time, patience, and a lot of compassion. The goal isn’t just to get through the stuff — it’s to make sure those memories are respected in the process.

5. Adjusting to a New Community 👥🌟

Even when the move is the right decision, it can be tough to settle into a new environment. Seniors often tell me they worry about leaving behind familiar neighbors, routines, and even their independence. But I’ve also seen the other side — once they’re settled, many find new friendships, activities, and a fresh sense of belonging. My role is to help families see the move not just as an ending, but as the start of a new chapter.


My Own Story: Helping My Mom

I don’t just talk about this from a professional point of view — I’ve lived it.

When my mom downsized, we actually went through it twice. The first move was from a 2-bedroom apartment to a 1-bedroom. Later, we moved her into a residence with a cozy studio apartment.

To help her, I created a scale floor plan with little cutouts of her furniture so she could see exactly what would fit and how it could be arranged. Once that was finalized, we did the same for her other belongings.

Funny story: the furniture was easy — it was the clothes that took forever. She had three housecoats: one for home, one for family visits, and another she insisted she needed “just in case she went to the hospital.” After some time (and a few laughs), we managed to narrow it down to two.

It was an emotional process, but it also brought us closer together.


Where I Am Now

Now, I’m in my early 60s myself. Our oldest has moved out, and our youngest will likely leave the nest in a few years. That means two big transitions are on my horizon — becoming an empty nester and deciding when and how to downsize myself. So trust me, I understand what seniors and their families are going through.

It was helping my mom — and getting to know the residents and staff at her residence — that inspired me to become a Seniors Real Estate Specialist®.

My mission is simple: to guide, support, and walk alongside families through every step of this transition with care, patience, and understanding.

Request your free Family Guide-Checklist HERE

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💰 Are You Building Your Wealth… or Your Landlord’s?

Renting vs. Buying: Pros and Cons

When it comes to housing, one of the biggest questions people face is whether to rent or buy. Both options come with their own pros and cons, and the right choice often depends on your financial situation, lifestyle, and long-term goals. It used to be that monthly rent was lower than a mortgage payment, that is not really the case anymore, depending on how much of a down payment you have and the price of the home you are buying.

It is also important to note that the rent your landlord charges does include their costs, mortgage, property taxes, and if applicable, condo or association fees. If done correctly, it will also include their insurance and a percentage for ongoing maintenance and risk, usually around 5%.

Typically, you are responsible for all utilities, water, hydro, gas, and of course internet, tv, home phone. You are also required to have insurance. There are instances, for the most part, with condos, that some of these could be included, however, not internet, tv, phone, and your insurance. 

That said, this is a personal choice for each person and their unique situation.  

Pros of Renting

  • Flexibility: Renting gives you more freedom to move. If you’re not sure how long you’ll be living where you are, renting might be the better option.

  • Lower upfront costs: Renters don’t have to worry about a down payment, closing costs, or other expenses tied to purchasing a home. In a range of 1.5% to 4% of the price of the home. included are land transfer tax, legal fees, home inspection fees, appraisal fees, and title costs. First-time homebuyers may be eligible for rebates, such as the First-Time Home Buyers' Tax Credit and Land Transfer Tax rebates, which can help offset these expenses. 

  • No maintenance responsibilities: Repairs and upkeep are typically the landlord’s responsibility. Note that landscaping and snow removal could be the renters responsibility, under specific agreements.

  • Predictable payments: Rent is usually fixed for the length of the lease, making it easier to budget.

Cons of Renting

  • Less stability: A landlord may decide not to renew your lease or could increase rent when your lease ends. (There are rules and procedures to follow. There are limits to the increase allowed and landlords cannot have you leave, except for specific circumstances, for example, they are moving back in, they are selling and the new owner is moving in.) I strongly suggest reading the Landlord Tenant Act!

  • No equity building: Your rent payments don’t go toward ownership; they’re simply an expense.

  • Limited control: You can’t always customize or renovate your rental to suit your preferences.

Pros of Buying

  • Equity building: Every mortgage payment helps you build ownership in your home, which can grow your wealth over time.

  • Stability: You don’t have to worry about moving because a landlord wants to sell or increase the rent.

  • Creative freedom: You can renovate, decorate, and make the space truly yours.

  • Potential appreciation: Ottawa real estate has historically increased in value over the long term, which can benefit homeowners when it comes time to sell.

  • Financial advantage: Unlike renting, your payments contribute to an asset you own. Over time, as your mortgage balance decreases and your home’s value increases, you build equity that strengthens your financial position. Homeowners can also borrow against their equity if needed — an option renters don’t have.

Cons of Buying

  • Upfront costs: You’ll need a down payment, closing costs, and other fees when purchasing a home.

  • Ongoing responsibilities: Maintenance, repairs, and property management all fall on you.

  • Market risk: Home values can fluctuate, and go down as well as up, depending on the market, just like the stock market and unless you are selling, over time, this is less of an issue.


In closing, it is a very personal decision, and for some like it was for my mother, owning is not an option. Times have changed, the salary to purchase price ratio has made it tougher to buy a first home. If you are willing to go the route that my friends, colleagues, family and I had to do, buy a starter home, and work up to your dream home, there are options that I am happy to discuss with you.

Click HERE if you have questions or would like to discuss your options. 

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🏡 Home Inspections: What to Expect and Why They Matter

You’ve submitted an offer on a home—maybe even your forever home. One of the most important conditions of your offer is the home inspection. If this is your first time buying, the process might feel new and overwhelming. Even if you’ve been through it before, consider this a helpful refresher.

Let’s walk through the role of a home inspector, the inspection process, and why it’s such a valuable step in your purchase.


🕵️ The Role of Your Home Inspector

As a certified home inspector, my job is to carefully examine the property and identify any current or potential issues as per a set standards of practice. I provide a detailed report so you and your Realtor can make informed decisions about next steps.

Here’s what you can expect:
• ⏱ A typical detached home inspection takes about 3 hours, though larger homes may take longer.
• 💵 The investment starts at $525 + HST.
• 📑 You’ll receive a full written report—usually within 24 hours—including photos and clear explanations.
• 🤝 We’ll review the findings together so you leave with a solid understanding of the home’s condition.

💡 Extra Peace of Mind: Every inspection also comes with a warranty. This provides added protection beyond the inspection itself, so you can move forward with more confidence. 👉 Click the link for full details. Warranty


❓ Why Have a Home Inspection?

Here are the Top 5 Reasons every buyer should consider:

  1. 🕵️‍♂️ Uncover Hidden Issues – Problems like leaks, faulty wiring, or foundation cracks often go unseen during showings.

  2. 💰 Save Money Long-Term – Catching issues early can prevent expensive surprises down the road.

  3. 🤝 Negotiating Power – Use the results to renegotiate price or request repairs before closing.

  4. 🧘 Peace of Mind – Knowing the home’s true condition gives you confidence in your purchase.

  5. 📅 Future Planning – Even non-urgent issues give you a roadmap for future maintenance.


🔍 What Gets Inspected

During an inspection, I examine five key areas:

  1. 🏠 Roof & Exterior – Shingles, flashing, gutters, siding, grading.

  2. 🧱 Structure & Foundation – Stability, settling, cracks, moisture concerns.

  3. 🚰 Plumbing – Pipes, drains, water pressure, hot water tank.

  4. 💡 Electrical Systems – Wiring, panels, outlets, overall safety.

  5. ❄️🔥 Heating, Cooling & Ventilation – Furnace, AC, ductwork, efficiency.

⚠️ Note: Only safe and accessible areas are inspected—anything unsafe, hidden, or blocked can’t be evaluated.


📋 The Process Step by Step

Here’s how a typical inspection flows:

• 🌳 Exterior First – We start outside, working around the home. I use a drone to safely inspect the roof, shingles, vents, chimney, and flashing. Windows, doors, siding, bricks, and the garage (including openers) are also checked.

• 🏠 Interior Check – Inside, we’ll go through each level, inspecting doors, windows, outlets, smoke detectors, plumbing, and evidence of leaks.

• 🪜 Attic & Insulation – I’ll look for leaks, ventilation issues, and confirm insulation levels.

• 🌡 Thermal Imaging – Used as needed to help reveal hidden issues behind walls.

• 💬 Review & Tips – I explain everything in plain language, offer helpful maintenance advice, and answer your questions throughout.

🎯 My goal? For you to feel confident and knowledgeable about the home when we’re done. And if you think of questions later, I’m always available to clarify.


💰 Investment

• Condo inspections start at $425 + HST
• Freehold inspections start at $525 + HST
• 📑 Written report within 24 hours (with photos + clear explanations)
• 🤝 In-person review of findings so you leave with confidence

💡 Extra Peace of Mind: Every inspection comes with a warranty as mentioned above. 


🏘 Home Inspections for Sellers, Too

Inspections aren’t just for buyers—they’re just as valuable for sellers. A pre-listing inspection gives you the chance to:

• 🛠 Address repairs before hitting the market.
• 💵 Price the home realistically if you can’t fix certain issues.
• 🚫 Prevent surprises during negotiations.
• 🧘 Provide buyers with peace of mind up front.

I’ve partnered with Steve for over 5 years, and when you list with him, a pre-inspection can be part of your selling strategy. It’s a proactive step that sets you apart in today’s market.


✅ Bottom Line

Whether you’re buying or selling, a home inspection is one of the smartest investments you can make. It protects your wallet 💵, safety 🛡, and peace of mind 🧘.

Thank you Ken for this great information. To learn more about Ken and Dragonfly Home Inspections, click here

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🏡 Home Inspections: What to Expect and Why They Matter

You’ve submitted an offer on a home—maybe even your forever home. One of the most important conditions of your offer is the home inspection. If this is your first time buying, the process might feel new and overwhelming. Even if you’ve been through it before, consider this a helpful refresher.

Let’s walk through the role of a home inspector, the inspection process, and why it’s such a valuable step in your purchase.


🕵️ The Role of Your Home Inspector

As a certified home inspector, my job is to carefully examine the property and identify any current or potential issues as per a set standards of practice. I provide a detailed report so you and your Realtor can make informed decisions about next steps.

Here’s what you can expect:
• ⏱ A typical detached home inspection takes about 3 hours, though larger homes may take longer.
• 📑 You’ll receive a full written report—usually within 24 hours—including photos and clear explanations.
• 🤝 We’ll review the findings together so you leave with a solid understanding of the home’s condition.

💡 Extra Peace of Mind: Every inspection also comes with a warranty. This provides added protection beyond the inspection itself, so you can move forward with more confidence. 👉 Click the link for full details. Warranty.


❓ Why Have a Home Inspection?

Here are the Top 5 Reasons every buyer should consider:

  1. 🕵️‍♂️ Uncover Hidden Issues – Problems like leaks, faulty wiring, or foundation cracks often go unseen during showings.

  2. 💰 Save Money Long-Term – Catching issues early can prevent expensive surprises down the road.

  3. 🤝 Negotiating Power – Use the results to renegotiate price or request repairs before closing.

  4. 🧘 Peace of Mind – Knowing the home’s true condition gives you confidence in your purchase.

  5. 📅 Future Planning – Even non-urgent issues give you a roadmap for future maintenance.


🔍 What Gets Inspected

During an inspection, I examine five key areas:

  1. 🏠 Roof & Exterior – Shingles, flashing, gutters, siding, grading.

  2. 🧱 Structure & Foundation – Stability, settling, cracks, moisture concerns.

  3. 🚰 Plumbing – Pipes, drains, water pressure, hot water tank.

  4. 💡 Electrical Systems – Wiring, panels, outlets, overall safety.

  5. ❄️🔥 Heating, Cooling & Ventilation – Furnace, AC, ductwork, efficiency.

⚠️ Note: Only safe and accessible areas are inspected—anything unsafe, hidden, or blocked can’t be evaluated.


📋 The Process Step by Step

Here’s how a typical inspection flows:

• 🌳 Exterior First – We start outside, working around the home. I use a drone to safely inspect the roof, shingles, vents, chimney, and flashing. Windows, doors, siding, bricks, and the garage (including openers) are also checked.

• 🏠 Interior Check – Inside, we’ll go through each level, inspecting doors, windows, outlets, smoke detectors, plumbing, and evidence of leaks.

• 🪜 Attic & Insulation – I’ll look for leaks, ventilation issues, and confirm insulation levels.

• 🌡 Thermal Imaging – Used as needed to help reveal hidden issues behind walls.

• 💬 Review & Tips – I explain everything in plain language, offer helpful maintenance advice, and answer your questions throughout.

🎯 My goal? For you to feel confident and knowledgeable about the home when we’re done. And if you think of questions later, I’m always available to clarify.


💰 Investment

• Condo inspections start at $425 + HST
• Freehold inspections start at $525 + HST
• 📑 Written report within 24 hours (with photos + clear explanations)
• 🤝 In-person review of findings so you leave with confidence

💡 Extra Peace of Mind: Every inspection comes with a warranty.  

🏘 Home Inspections for Sellers, Too

Inspections aren’t just for buyers—they’re just as valuable for sellers. A pre-listing inspection gives you the chance to:

• 🛠 Address repairs before hitting the market.
• 💵 Price the home realistically if you can’t fix certain issues.
• 🚫 Prevent surprises during negotiations.
• 🧘 Provide buyers with peace of mind up front.

I’ve partnered with Steve for over 5 years, and when you list with him, a pre-inspection can be part of your selling strategy. It’s a proactive step that sets you apart in today’s market.


✅ Bottom Line

Whether you’re buying or selling, a home inspection is one of the smartest investments you can make. It protects your wallet 💵, safety 🛡, and peace of mind 🧘.

Thank you Ken for this great information. To learn more about Ken and Dragonfly Home Inspections, click here

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Ottawa Real Estate Market Update – August 2025

As summer winds down, Ottawa’s real estate market is showing plenty of life. Prices are trending upward, sales remain strong compared to recent years, and both buyers and sellers are gearing up for what’s typically one of the busiest times of the year — the fall market.


Home Sales 📊

  • In August 2025, a total of 1,236 homes were sold across the Ottawa Real Estate Board (OREB) region.

  • That’s fewer than the 1,318 sales in July and 1,602 in June, but still represents a 12.1% increase compared to last August.

  • The slowdown from June into August is normal, reflecting the seasonal shift from the busy spring to quieter summer months.

So far this year, Ottawa has seen 9,936 home sales — a 4.1% increase over the same period in 2024.


Prices 💰

  • The average sale price in August was $686,536, up 3.6% from last year.

  • The year-to-date average price sits at $700,828, about 3% higher than the first eight months of 2024.

  • In total, the value of homes sold in August hit $850 million, which is a 16% jump from last year.

These numbers show that Ottawa’s housing sector continues to play a big role in fueling the local economy.


Listings & Inventory 🏠

  • 2,121 new listings were added in August, an 8.6% increase compared to last year.

  • There were 3,971 active listings at month’s end, up 13.3% from last year and a notable 37.1% higher than the five-year average for this time of year.

When we look at months of inventory (how long it would take to sell all current listings at today’s sales pace), Ottawa sat at 3.2 months. That’s unchanged from July and identical to last August.

👉 A 3.2-month supply is generally considered a balanced market, meaning demand and supply are keeping pace with each other.


The Big Picture 🌎

Ottawa is seeing renewed momentum, with buyers and sellers re-engaging after the slower summer pace. Prices are holding strong, sales are up compared to last year, and inventory has grown — giving buyers more choice.

At the same time, market watchers are mindful of outside factors like federal employment trends and U.S. trade policies, which could influence Ottawa’s economy in the months ahead.


Takeaway for Buyers & Sellers

  • Buyers: You’ll find more inventory than last year, but competition is still healthy. Be prepared to act quickly on the right home.

  • Sellers: Strong prices and steady demand mean it’s still a great time to list, especially as the fall market ramps up.

Ottawa’s real estate market continues to reflect balance, stability, and opportunities for both sides of the transaction.

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Do You Need a Home Inspection for a Condo?

Yes, you do! A home inspection is one of the smartest steps you can take when buying any type of property—whether it’s a single-family home, townhome, semi-detached, stacked unit, or condo. Many people assume condos don’t need inspections, but that’s a costly mistake you’ll want to avoid.

When people hear the word “condo,” they often think of apartment-style living. But condos come in many forms—condo-townhomes, stacked condos, or even semi-detached condos. Regardless of the style, you are still responsible for the interior of your unit, and that means any issues with plumbing, electrical, appliances, or structure could end up being your problem after closing.

If you’re considering downsizing to an apartment-style condo, a home inspection is especially important. While condo living can offer less maintenance and more convenience, you still want peace of mind that your unit is safe, functional, and free from hidden issues. Downsizing should make life easier—not add unexpected costs or safety concerns down the road.

Here’s another reason inspections matter: although most condo boards require approval for changes inside an apartment-style unit, not everyone follows the rules. Sometimes owners make renovations without permission, and don’t always hire a professional. These changes can cause safety or even structural issues.

For example, I recently showed a condo where the owner had enlarged the washroom, removed the tub, and installed a massive jacuzzi tub around 30 inches high, with three unsafe steps. The top step was a shocking 16 inches from the top of the tub—imagine climbing out of that! Definitely not safe, a hazard a buyer would want to avoid! To make matters worse, they tucked a very small shower behind the tub and toilet, so that to access the shower, you would have to step over the toilet, or shimmy through the narrow gap between the toilet and tub. Not exactly what you’d hope to find in a “dream” condo.

Read

Do You Need a Home Inspection for a Condo?

Yes, you do! A home inspection is one of the smartest steps you can take when buying any type of property—whether it’s a single-family home, townhome, semi-detached, stacked unit, or condo. Many people assume condos don’t need inspections, but that’s a costly mistake you’ll want to avoid.

When people hear the word “condo,” they often think of apartment-style living. But condos come in many forms—condo-townhomes, stacked condos, or even semi-detached condos. Regardless of the style, you are still responsible for the interior of your unit, and that means any issues with plumbing, electrical, appliances, or structure could end up being your problem after closing.

Here’s another reason inspections matter: although most condo boards require approval for changes inside an apartment-style unit, not everyone follows the rules. Sometimes owners make renovations without permission, and don’t always hire a professional. These changes can cause safety or even structural issues.

For example, I recently showed a condo where the owner had enlarged the washroom, removed the tub, and installed a massive jacuzzi tub around 30 inches high, with three unsafe steps. The top step was a shocking 16 inches from the top of the tub—imagine climbing out of that! Definitely not safe, a hazard a buyer would want to avoid! To make matters worse, they tucked a very small shower behind the tub and toilet, so that to access the shower, you would have to step over the toilet, or shimmy between the very narrow space between the toilet and tub!.

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This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate of the type being offered via the website. The data relating to real estate on this website comes in part from the MLS® Reciprocity program of the PropTx MLS®. The data is deemed reliable but is not guaranteed to be accurate.